Flood Insurance

Floods can occur anywhere; one inch of floodwater can inflict up to $25,000 in damage. Flood damage is typically not covered by most homeowners' insurance policies. Flood insurance is a separate policy covering structures, building contents, or both, so it is critical to secure your most valuable financial assets – your house, company, and possessions. The National Flood Insurance Program (NFIP) provides flood insurance to property owners, renters, and companies, and having this coverage allows them to recover faster once floodwaters recede. The NFIP works with municipalities obligated to implement and enforce floodplain management laws to lessen the consequences of floods.