Wesley Mortgage is Nashville’s Mortgage Company. That’s why the Tennessee Titans trust Wesley! Next time you’re at Nissan Stadium, look for Wesley Mortgage in the special Local Community Heroes section where the Titans and Wesley team up to honor the individuals that make Nashville great. While you’re there, head on over to the Wesley Mortgage Club as well for a unique viewing experience, drinks, and delicious cuisine!
Chuck McDowell, a true Middle Tennessee native, was born and raised in Mt. Juliet, met his wife while attending college in Murfreesboro, and currently resides in Franklin. As a MTSU alumni and successful business man, Chuck wanted to make a mortgage company that is Nashville’s Hometown Lender. He founded Wesley Mortgage to be in the business of supporting our community and the people that live in it. Whether we’re highlighting local heroes at Titans games, or helping local churches and non profits, Wesley Mortgage reinvests in the people and places that make Nashville great. It’s the mortgage that does more. More for you and more for your community.
Wesley Mortgage knows just how fast the Nashville Market moves. Thanks to our focus and investment in customer service, we are able to get your new home loan or refinance across the finish line 30% faster than the industry average! We like to call our process: The White Glove Mortgage Experience. That means we’re like a butler, but for your mortgage! When you work with Wesley Mortgage, you’ll be assigned one point of contact. You can rest assured that your calls get picked up, emails get answered, and your loan won’t get lost in the shuffle. Get the job done 30% faster with Wesley!
Wesley Mortgage was founded by Chuck McDowell, a born and bred Nashvillian. As a local businessman, Chuck’s claim to fame is creating a nationwide company that’s headquartered in Franklin, TN. Seeing a void in the local mortgage space, Chuck wanted to create a mortgage company that cares; one that not only helps the people of Middle Tennessee, but reinvests back into the local communities that make Nashville great. Wesley Mortgage’s name is inspired by this quote from the founder of the Methodist Church: “Do all the good you can, by all the means you can, in all the ways you can, in all the places you can, at all the times you can, to all the people you can, as long as ever you can.” - John Wesley.
Wesley Mortgage is in the business of serving our community and the people that live in it. Whether it’s highlighting local community heroes at every Titans home game, or making donations to local non profit organizations, Wesley Mortgage is committed to reinvesting in the local communities that make Nashville great. It’s the mortgage that does more. More for you and more for your community.
Homeowners' insurance is not mandated by law. However, most lenders will require it as a mortgage condition. Home insurance will protect the creditor from the risks associated with a loan. Even if you are not in a situation where insurance is required, the protection offered against damage and lowering the risk may be beneficial.
Mortgage default insurance is a way lenders protect their investments. It is taken out by the lender in case the borrower defaults (fails to make a payment) on their mortgage. This is also known as private mortgage insurance (PMI). Lenders often require default insurance on loans where the down payment is less than 20%. Moreover, PMI will cost a flat rate until you reach 20% equity, the mortgage is paid off, or you can refinance.
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