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Streamline Refinance
January 19, 2023
Refinance of an existing FHA-insured mortgage with little borrower credit paperwork and underwriting is referred to as a streamlined refinance. There are two types of streamline refinances: credit qualifying and non-credit qualifying. The term "streamline refinancing" relates simply to the amount of documentation and underwriting the lender needs to undertake. It does not imply that there are no fees associated with the process.
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